Look what I got in the mail…

Forever-21-ShoppingA pre-approved Forever 21 Credit Card

I received it on the day before the mid-year sale. I had to practice the best of self-control.

I have meaning to blog about these kind of credit cards– Mango has it, Forever 21 has it. Is Zara next?

What do you get with such credit cards?

It is actually just regular credit card wherein you can purchase anything, anywhere. The first impression is usually an exclusive use with the merchant- Forever 21 in this case. But technically, you can use it in any shop. There are just special perks specifically for  the merchant that  the bank has tied up with.

The Forever 21 credit card was just launched last May 12, 2011 at the SMX Convention.

A collaboration between SM, BDO and MasterCard, this new credit card aims to make shopping more easy and enjoyable with these exciting features and benefits:
  • Earn rewards points when you use your card anywhere and use your points to redeem Forever 21 items from the store
    • Php200.00 = 1 point for all purchases made anywhere
    • Php200.00 = 3 points for all purchases made in Forever 21 branches
  • Avail of Zero Percent (0%) installment at 3 and 6 months at any Forever 21 branch (nationwide) and all other BDO merchant stores
  • Priority access to sale events and upcoming season offers
  • Get special occasion discounts and freebies
  • Receive invitations to exclusive Forever 21 gatherings – shopping parties, store events, etc.
  • Worldwide acceptance

Source: BDO website

The Mango Card on the other hand, has similar benefits, but obviously in partnership with Mango.

The Mango-RCBC Bankard MasterCard is the product of the partnership between RCBC Bankard and Mango clothing company. It is targeted to serve the shopping needs of both the vast majority of Mango patrons in the country and the fashion-conscious RCBC Bankard Gold and Platinum MasterCard cardholders.

The Mango-RCBC Bankard MasterCard carries exclusive features available only to its cardmembers such as:

  • 0% installment at 3 and 6 months at any Mango store
  • Exclusive Members-Only Sale available only to Mango-RCBC Bankard cardmembers
  • Priority access to next season’s catalog offers
  • First-hand advice on the latest hot offers

A MasterCard, the Mango-RCBC Bankard guarantees global recognition and wide acceptance in over 210 countries.

Source: RCBC website

ZERO % installment for 3 to 6 months on clothes? Wow! For the love of fashion, will I ever do such a thing? Dear Lord, kindly shower me with lots of self control.

The fashion accessories in today’s world comes with a price. A huge one if you lose control 🙂