Despite my take on not owning credit cards (to prevent impulse buying and unnecessary shopping), I did get one. BPI’s no expiry mileage accumulation is the deciding factor.
Now that I have one, I use it to do our grocery, for gas and for shopping. The good thing about credit cards, they have promos from time to time. Exclusive sales and events, restaurant discounts, and FREE food — for BPI, usually from Tokyo Tokyo, Jollibee and Chowking.
Here’s a free lunch for us – 2 orders of Chowking lauriat
And a halo halo dessert
Ain’t that nice? 🙂